This article discusses “Mortgage and Nonmortgage Loan Brokers and its SOP Manual”. This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. The total revenue and annual payroll are $12,771,168,000 and $4,226,676,000 respectively in 2017.A mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. The mortgage broker also gathers paperwork from the borrower and passes that paperwork along to a mortgage lender for underwriting and approval purposes.

Types of Mortgages: 

This article discusses “Mixed Mode Transit Systems and its SOP Manual”. This U.S. industry comprises establishments primarily engaged in operating local and suburban ground passenger transit systems using more than one mode of transport over regular routes and on regular schedules within a metropolitan area and its adjacent non-urban areas. The total revenue and annual payroll are $22,224,000 and $5,299,000 respectively in 2017. The average revenue and profitable are $136.7 thousand and 96.3% respectively in 2018.

This article discusses “Marinas and its SOP Manual”. This industry comprises establishments, commonly known as marinas, engaged in operating docking and/or storage facilities for pleasure craft owners, with or without one or more related activities, such as retailing fuel and marine supplies; and repairing, maintaining, or renting pleasure boats.

This article discusses “Lessors of Residential Buildings and Dwellings and its SOP Manual”. This industry comprises establishments primarily engaged in acting as lessors of buildings used as residences or dwellings, such as single-family homes, apartment buildings, and town homes. Which included in this industry are owner lessors and establishments renting real estate and then acting as lessors in subleasing it to others. The establishments in this industry may manage the property themselves or have another establishment manage it for them. The total revenue and annual payroll are $120,165,495,000 and $14,100,184,000 respectively in 2017. The average revenue and profitable are $108.7 thousand and 84% respectively in 2018.

This article discusses “Lessors of Other Real Estate Property and its SOP Manual”. This industry group comprises establishments primarily engaged in renting and leasing real estate properties. These establishments may operate (rent, lease, administer and maintain) their properties on own account, or they may subcontract the operation to a third party. This industry group also includes establishments that lease real estate from others, and sublease it to others. The total revenue and annual payroll are $0,915,559,000 and $1,418,650 respectively in 2017. The average revenue and profitable are $155.9 thousand and 81.9% respectively in 2018.

                                             

The North American Industry Classification Systems (NAICS) has grouped services and activities associated with Lessors of Other Real Estate Property under the NAICS industry code 531190. The following list shows some activities that are associated with industry 531190,

This article discusses “Information Technology (IT) Department and its SOP Manual”. The information technology department in an organization is responsible for the architecture, hardware, software and networking of computers in the company. Professionals working in the department may be responsible for one area of IT for the company.

Function of Information Technology Department:

This article discusses “Dual-Purpose Cattle Ranching and Farming and its SOP Manual”. Cattle farming is the process of raising cattle from birth until the point at which they provide food or milk for consumption. This is known as cattle farming. Ranching is the activity of running a large farm, especially one used for raising cattle, horses, or sheep.
Equipment needed for a cattle farm:

This article discusses “Financial Management and its SOP Manual”. Financial Management is one of the most important aspects in business. Larger organisations will have more specialized finance teams with many levels of management. In a smaller business, it may be the owner or a small team who have broader role and greater responsibility. In order to start up or even run a successful business, you will need excellent knowledge in financial management.

This article discusses “Front Office and its SOP Manual”. The front office represents the customer – facing division of a firm. For example, customer service, sales, and industry experts who provide advisory services are considered part of a firm's front office operations. The functions of the front office generally generate the majority of revenue for a firm.

                                             

Types of front office:

This article discusses “Learning & Development Department and its SOP Manual”. Learning and Development often sits within the HR function as it's training arm.

This article discusses “CRM Department and its SOP Manual”. Customer relationship management is the combination of practices, strategies and technologies that companies use to manage and analyse customer interaction and data throughout the customer life cycle. The goal is to improve customer service relationships and assist in customer retention and drive sales growth.
These system helps manage customer data. It supports sales management, delivers actionable insights, integrates with social media and facilitates team communication. Cloud based CRM system offer complete mobility and access to an ecosystem of bespoke apps.

                                             

CRM is typically composed of three aspects of marketing:

This article discusses “Credit Department and its SOP Manual”. Credit department in a bank that evaluates the financial condition of credit applicants and maintains a log of loan payments on currently outstanding loans. Credit information is gathered on a confidential basis and stored for future reference.

                                             


Role and Responsibility of Credit Officers: